{"text_format":"2","workbook":"xlsx","n_sheets":5,"sheets":["Informácie o účtovnej závierke","Titulná strana","A K T Í V A","P A S Í V A","Výkaz ziskov a strát"],"not_rendered":{"charts":0,"images":0,"macros":0,"external_links":0,"defined_names":0,"comments":1,"pivot_tables":0},"unopened":[],"bounds":{"document_bytes":16777216,"sheet_cells":100000,"run_cost":"one","rows_first":2000,"rows_last":500,"rows_between":2000,"halvings":0,"cell_chars":16384,"cell_head_chars":4096},"cells_cut":0,"cells_raw":0,"read":"whole","date_system":"1900"}

{"sheet":"Informácie o účtovnej závierke","index":0,"n_rows":14,"n_cols":2,"rows_kept":14,"cut":false,"hidden":false,"merged":[]}
["Informácie o účtovnej závierke:"]
["Názov účtovnej jednotky:","Union zdravotná poisťovňa, a.s."]
["IČO:","36284831"]
["DIČ:","2022152517"]
["Mesto:","Bratislava - mestská časť Staré Mesto"]
["Ulica:","Karadžičova 10"]
["Obdobie:","01/2024 - 12/2024"]
["Typ závierky:","Individuálna riadna"]
["Predložená dňa:","29.05.2025"]
["Zostavená dňa:","03.04.2025"]
["Schválená dňa:","22.09.2025"]
["SA uložená dňa:","16.06.2025"]
["Typ výkazu:","Účtovná závierka zdravotnej poisťovne - Účtovná závierka"]
["Tlačová zostava vytvorená:","17.12.2025 08:48:07"]

{"sheet":"Titulná strana","index":1,"n_rows":23,"n_cols":2,"rows_kept":23,"cut":false,"hidden":false,"merged":[]}
["Za účtovné obdobie"]
["od:","01/2024"]
["do:","12/2024"]
["",""]
["Za predchádzajúce účtovné obdobie"]
["od:",""]
["do:",""]
["",""]
["Účtovná závierka","Riadna"]
["",""]
["IČO:","36284831"]
["DIČ:","2022152517"]
["Názov účtovnej jednotky:","Union zdravotná poisťovňa, a.s."]
["",""]
["Sídlo účtovnej jednotky"]
["Ulica a číslo:","Karadžičova 10"]
["PSČ:","81453"]
["Názov obce:","Bratislava - mestská časť Staré Mesto"]
["Telefónne číslo:",""]
["E-mailová adresa:",""]
["",""]
["Zostavená dňa:","03.04.2025"]
["Schválená dňa:",""]

{"sheet":"A K T Í V A","index":2,"n_rows":59,"n_cols":7,"rows_kept":59,"cut":false,"hidden":false,"merged":[[0,0,0,1],[0,2,1,2],[0,3,0,5],[0,6,1,6]]}
["Položka",null,"Číslo riadku","Bežné účtovné obdobie",null,null,"Bezprostredne predchádzajúce účtovné obdobie"]
["Číslo","Názov",null,"Brutto","Korekcia","Netto"]
["a","b","c","1","2","3","4"]
["B.","Nehmotný majetok, z toho","1",3.222211997E7,2.662610971E7,5596010.26,4452758.88]
["I.","goodwill","2",0.0,0.0,0.0,0.0]
["II.","poskytnuté preddavky na obstaranie nehmotného majetku","3",0.0,0.0,0.0,0.0]
["C.","Finančné umiestnenie","4",2.138271476E7,91977.0,2.129073776E7,94132.26]
["I.","Pozemky a stavby, z toho","5",165040.26,91977.0,73063.26,94132.26]
["1.","pre prevádzkovú činnosť, z toho","6",165040.26,91977.0,73063.26,94132.26]
["2.","budovy a stavby","7",165040.26,91977.0,73063.26,94132.26]
["II.","Finančné umiestnenie v obchodných spoločnostiach a ostatné dlhodobé pohľadávky, z toho","8",0.0,0.0,0.0,0.0]
["1.","Podielové cenné papiere a vklady v obchodných spoločnostiach s rozhodujúcim vplyvom","9",0.0,0.0,0.0,0.0]
["2.","Podielové cenné papiere a vklady v obchodných spoločnostiach s podstatným vplyvom","10",0.0,0.0,0.0,0.0]
["3.","Dlhopisy vydané obchodnými spoločnosťami s rozhodujúcim vplyvom","11",0.0,0.0,0.0,0.0]
["4.","Dlhopisy vydané obchodnými spoločnosťami s podstatným vplyvom","12",0.0,0.0,0.0,0.0]
["5.","Ostatné dlhodobé pohľadávky","13",0.0,0.0,0.0,0.0]
["III.","Ostatné finančné umiestnenie","14",2.12176745E7,0.0,2.12176745E7,0.0]
["1.","Cenné papiere s premenlivým výnosom","15",0.0,0.0,0.0,0.0]
["2.","Cenné papiere s pevným výnosom","16",0.0,0.0,0.0,0.0]
["3.","Dlhové cenné papiere obstarané v primárnych emisiách neurčené na obchodovanie","17",0.0,0.0,0.0,0.0]
["4.","Ostatné pôžičky","18",0.0,0.0,0.0,0.0]
["5.","Vklady v bankách","19",2.12176745E7,0.0,2.12176745E7,0.0]
["6.","Iné finančné umiestnenie","20",0.0,0.0,0.0,0.0]
["IV.","Vlastné akcie","21",0.0,0.0,0.0,0.0]
["E.","Pohľadávky, z toho","22",3.1049793606E8,1.5902524298E8,1.5147269308E8,1.2567758397E8]
["I.","z verejného zdravotného poistenia","23",2.8675809352E8,1.5813209959E8,1.2862599393E8,1.0631628028E8]
["1.","voči poisteným, z toho","24",2.6906696073E8,1.5544077341E8,1.1362618732E8,9.072028626E7]
["1a.","voči obchodným spoločnostiam, v ktorých má účtovná jednotka rozhodujúci vplyv","25",0.0,0.0,0.0,0.0]
["1b.","voči obchodným spoločnostiam, v ktorých má účtovná jednotka podstatný vplyv","26",0.0,0.0,0.0,0.0]
["2.","voči poskytovateľom zdravotnej starostlivosti, z toho","27",1.100593324E7,2691326.18,8314607.06,9883850.68]
["2a.","voči obchodným spoločnostiam, v ktorých má účtovná jednotka rozhodujúci vplyv","28",0.0,0.0,0.0,0.0]
["2b.","voči obchodným spoločnostiam, v ktorých má účtovná jednotka podstatný vplyv","29",0.0,0.0,0.0,0.0]
["3.","voči inej zdravotnej poisťovni, z toho","30",30675.36,0.0,30675.36,0.0]
["3a.","z prerozdelenia poistného","31",0.0,0.0,0.0,0.0]
["4.","voči Úradu pre dohľad nad zdravotnou starostlivosťou","32",5347348.29,0.0,5347348.29,4404967.44]
["5.","voči Ministerstvu zdravotníctva Slovenskej republiky","33",1307175.9,0.0,1307175.9,1307175.9]
["II.","ostatné pohľadávky, z toho","34",2.373984254E7,893143.39,2.284669915E7,1.936130369E7]
["1.","voči obchodným spoločnostiam, v ktorých má účtovná jednotka rozhodujúci vplyv","35",0.0,0.0,0.0,0.0]
["2.","voči obchodným spoločnostiam, v ktorých má účtovná jednotka podstatný vplyv","36",0.0,0.0,0.0,0.0]
["3.","pohľadávky voči zamestnancom","37",2950.51,0.0,2950.51,997.02]
["4.","daňové pohľadávky","38",2.238246831E7,0.0,2.238246831E7,1.906683969E7]
["5.","dotácie zo štátneho rozpočtu a ostatné dotácie","39",0.0,0.0,0.0,0.0]
["III.","z upísaného základného imania","40",0.0,0.0,0.0,0.0]
["F.","Ostatné aktíva","41",5.75023841E7,3740784.67,5.376159943E7,1.0415143033E8]
["I.","Hmotný hnuteľný majetok a zásoby, z toho","42",5430701.67,3740784.67,1689917.0,1747844.93]
["1a.","stroje a zariadenia","43",4484406.06,3431647.32,1052758.74,1241545.81]
["1b.","zásoby","44",97663.32,0.0,97663.32,59019.23]
["1c.","dopravné prostriedky","45",717741.93,186538.0,531203.93,439398.93]
["1d.","poskytnuté preddavky na hmotný majetok","46",0.0,0.0,0.0,0.0]
["1e.","poskytnuté preddavky na zásoby","47",0.0,0.0,0.0,0.0]
["II.","Pokladničné hodnoty a bankové účty, z toho","48",5.204942623E7,0.0,5.204942623E7,1.02371314E8]
["","bankové účty","49",5.204798696E7,0.0,5.204798696E7,1.0236978893E8]
["III.","Iné aktíva","50",22256.2,0.0,22256.2,32271.4]
["G.","Účty časového rozlíšenia","51",2343737.84,0.0,2343737.84,2298139.92]
["I.","Nájomné","52",88817.74,0.0,88817.74,80919.75]
["II.","Obstarávacie náklady na poistné zmluvy","53",0.0,0.0,0.0,0.0]
["III.","Ostatné účty časového rozlíšenia","54",2254920.1,0.0,2254920.1,2217220.17]
["","AKTÍVA spolu","55",4.2394889273E8,1.8948411436E8,2.3446477837E8,2.3667404536E8]
["","Kontrolné číslo","998",1.62766362385E9,7.0376047228E8,923161.57,9.3525151161E8]

{"sheet":"P A S Í V A","index":3,"n_rows":56,"n_cols":5,"rows_kept":56,"cut":false,"hidden":false,"merged":[[0,0,0,1],[0,2,1,2],[0,3,1,3],[0,4,1,4]]}
["Položka",null,"Číslo riadku","Bežné účtovné obdobie","Bezprostredne predchádzajúce účtovné obdobie"]
["Číslo","Názov"]
["a","b","c","5","6"]
["A.","Vlastné imanie","56",2.337322282E7,4.060938762E7]
["I.","Základné imanie, z toho","57",1.66E7,1.66E7]
["","upísané základné imanie splatené","58",1.66E7,1.66E7]
["II.","Emisné ážio","59",0.0,0.0]
["III.","Oceňovacie rozdiely z ocenenia majetku a záväzkov","60",0.0,0.0]
["IV.","Rezervné fondy, kapitálový fond tvorený z príspevkov akcionárov a ostatné fondy tvorené zo zisku","61",1523612.3,928217.5]
["1.","Ostatné kapitálové fondy","62",0.0,0.0]
["2.","Rezervný fond na vlastné akcie","63",0.0,0.0]
["V.","Výsledok hospodárenia minulých rokov","64",1.798577532E7,2.010419611E7]
["VI.","Výsledok hospodárenia bežného účtovného obdobia","65",-1.27361648E7,2976974.01]
["B.","Podriadené pasíva","66",0.0,0.0]
["C.","Technické rezervy","67",1.7484872567E8,1.4881047942E8]
["1.","Technická rezerva na poistné budúcich období","68",0.0,0.0]
["1a.","Hrubá výška","69",0.0,0.0]
["1b.","Výška zaistenia (–)","70",0.0,0.0]
["3.","Technická rezerva na poistné plnenie","71",1.001145372E8,9.670357447E7]
["3a.","Hrubá výška","72",1.001145372E8,9.670357447E7]
["3b.","Výška zaistenia (–)","73",0.0,0.0]
["4.","Technická rezerva na poistné prémie a zľavy","74",0.0,0.0]
["4a.","Hrubá výška","75",0.0,0.0]
["4b.","Výška zaistenia (–)","76",0.0,0.0]
["5.","Technická rezerva na prerozdeľovanie poistného","77",7.473418847E7,5.210690495E7]
["6.","Iné technické rezervy","78",0.0,0.0]
["6a.","Hrubá výška","79",0.0,0.0]
["6b.","Výška zaistenia (–)","80",0.0,0.0]
["E.","Ostatné rezervy","81",698857.95,631800.03]
["G.","Záväzky, z toho","82",3.554380107E7,4.661499974E7]
["I.","z verejného zdravotného poistenia, z toho","83",3.15715763E7,4.147103722E7]
["1.","voči poisteným, z toho","84",871329.39,1608633.66]
["1a.","voči obchodným spoločnostiam, v ktorých má účtovná jednotka rozhodujúci vplyv","85",0.0,0.0]
["1b.","voči obchodným spoločnostiam, v ktorých má účtovná jednotka podstatný vplyv","86",0.0,0.0]
["2.","voči poskytovateľom zdravotnej starostlivosti, z toho","87",2.845815445E7,1.936097004E7]
["2a.","voči obchodným spoločnostiam, v ktorých má účtovná jednotka rozhodujúci vplyv","88",0.0,0.0]
["2b.","voči obchodným spoločnostiam, v ktorých má účtovná jednotka podstatný vplyv","89",0.0,0.0]
["3.","voči inej zdravotnej poisťovni, z toho","90",null,1.7379511E7]
["3a.","z prerozdelenia poistného","91",null,1.7379511E7]
["4.","voči Úradu pre dohľad nad zdravotnou starostlivosťou","92",2242092.46,3121922.52]
["5.","voči Ministerstvu zdravotníctva Slovenskej republiky","93",0.0,0.0]
["II.","pôžičky zaručené dlhopisom, z toho","94",0.0,0.0]
["1.","v konvertibilnej mene","95",0.0,0.0]
["2.","krátkodobé pôžičky","96",0.0,0.0]
["3.","dlhodobé pôžičky","97",0.0,0.0]
["III.","bankové úvery, z toho","98",0.0,0.0]
["","krátkodobé úvery","99",0.0,0.0]
["IV.","ostatné záväzky, z toho","100",3972224.77,5143962.52]
["1.","z daní","101",237991.28,1812276.94]
["2.","záväzky voči zamestnancom celkom, z toho","102",1260613.05,1218278.0]
["2a.","z toho zo sociálneho poistenia a zdravotného poistenia","103",476695.7,431779.1]
["3.","z finančného prenájmu","104",0.0,0.0]
["4.","z dotácií zo štátneho rozpočtu a ostatné dotácie","105",0.0,0.0]
["H.","Účty časového rozlíšenia","106",170.86,7378.55]
["","PASÍVA spolu","107",2.3446477837E8,2.3667404536E8]
["","Kontrolné číslo","999",8.5295671983E8,8.8499941423E8]

{"sheet":"Výkaz ziskov a strát","index":4,"n_rows":36,"n_cols":5,"rows_kept":36,"cut":false,"hidden":false,"merged":[[0,0,0,1],[0,2,1,2],[0,3,1,3],[0,4,1,4]]}
["Položka",null,"Číslo riadku","Bežné účtovné obdobie","Bezprostredne predchádzajúce účtovné obdobie"]
["Číslo","Názov"]
["a","b","c","1","2"]
["I.","TECHNICKÝ ÚČET K NEŽIVOTNÉMU POISTENIU - VEREJNÉ ZDRAVOTNÉ POISTENIE","1"]
["1.","Čisté zaslúžené poistné, z toho","2",7.9389302048E8,7.0373566927E8]
["1a.","Predpísané poistné v hrubej výške","3",1.065657156E9,9.2158092008E8]
["1b.","Zmena stavu technickej rezervy na poistné budúcich období v hrubej výške","4",0.0,0.0]
["1c.","Vplyv prerozdeľovania poistného","5",-2.7176413552E8,-2.1784525081E8]
["2.","Prevedený výsledok z finančného umiestnenia z netechnického účtu","6",0.0,0.0]
["3.","Ostatné technické výnosy","7",8375779.43,6982577.9]
["4.","Náklady na poistné plnenia, z toho","8",7.5116540498E8,6.4784469134E8]
["4a.","Náklady na poistné plnenia v hrubej výške","9",7.4775444225E8,6.3688906001E8]
["4b.","Zmena stavu technickej rezervy na poistné plnenia v hrubej výške","10",3410962.73,1.095563133E7]
["5.","Zmena stavu iných technických rezerv","11",0.0,0.0]
["7.","Čistá výška prevádzkových nákladov","12",2.934349369E7,2.772445209E7]
["8.","Ostatné technické náklady, z toho","13",3.406793845E7,2.992978634E7]
["8a.","Zmena stavu opravných položiek k pohľadávkam z poistenia a zaistenia","14",2.296419355E7,2.597164942E7]
["8b.","Odpis pohľadávok z poistenia a zaistenia","15",2372484.07,1910644.85]
["8c.","Náklady na zákonom ustanovené príspevky","16",8731260.83,2047492.07]
["10.","Výsledok technického účtu k neživotnému poisteniu","17",-1.230803721E7,5219317.4]
["III.","NETECHNICKÝ ÚČET","18"]
["1.","Výsledok technického účtu k neživotnému poisteniu","19",-1.230803721E7,5219317.4]
["3.","Výnosy z finančného umiestnenia","20",721631.77,0.0]
["5.","Náklady na finančné umiestnenie","21",0.0,0.0]
["6.","Prevedené výnosy z finančného umiestnenia na technický účet","22",0.0,0.0]
["7.","Ostatné výnosy","23",414662.77,995487.34]
["8.","Ostatné náklady, z toho","24",1034856.33,2070637.7]
["8a.","Ostatné dane a poplatky","25",681692.38,800780.66]
["9.","Daň z príjmov z bežnej činnosti","26",529565.8,1167193.03]
["10.","Výsledok hospodárenia z bežnej činnosti po zdanení","27",-1.27361648E7,2976974.01]
["11.","Mimoriadne výnosy","28",0.0,0.0]
["12.","Mimoriadne náklady","29",0.0,0.0]
["13.","Mimoriadny výsledok hospodárenia","30",0.0,0.0]
["14.","Daň z príjmov z mimoriadnej činnosti","31",0.0,0.0]
["16.","Výsledok hospodárenia za účtovné obdobie","32",-1.27361648E7,2976974.01]
["","Kontrolné číslo","999",3.14926600597E9,2.81915400544E9]